What your Auto Insurance Broker doesn’t tell you

I have generally kept to more esoteric, positive and moving forward with life subjects on this website, but a big part of getting that mindset is knowing that you are protected in other areas of your life as well. Having worked for a major insurance carrier for a lot of years and now working on the other side of the fence, I think it is important to delve into this area at least once.

Here in California, if you are going to drive a car, you are supposed to have insurance. Nevertheless, approximately 30% of drivers don’t. Sometimes it is a choice between following the law and putting food on the family table. Auto insurance is anything but cheap.

Anyone watching TV would think it easy to be “Fully Covered” as required by California Law. Just call and get a quote over the phone. It’s easy. And you can buy “Full Coverage” for a “low, low price, regardless of your driving record!”

What these brokers, and most insurance carriers don’t tell you, however is that “Full Coverage” in California means only what the law absolutely requires. Minimal limits of personal injury protection, property damage and uninsured motorist coverage. No collision coverage to fix your car in case you hit something, no comprehensive coverage in case your car gets vandalized or stolen, no medical payments coverage to help with your out of pocket medical expenses, no rental reimbursement or any other option that you might want to have.

So what does it mean to have minimal limits? What’s wrong with that if that is what the law requires?

Let’s take the following example to give you a better idea: Let’s say you are driving alone in your own fairly new car, that you are still paying for, on the freeway. All is well and traffic is moving until, as is common in California, traffic comes to a grinding halt. In fact, they stopped so quickly that you barely had time to brake. Still, you were not able to stop and you plow into the rear of that 2016 Lexus in front of you. And if that wasn’t bad enough, the beat up old pick up truck behind you couldn’t stop either and plows into your rear, pushing you into that Lexus for a second time.

The accident is pretty significant and the Lexus, your car and the truck behind you are all totaled. The only one that was drivable was the bug truck that the Lexus got pushed into. To top it off, you, the guy in the Lexus and the guy that hit you were all injured and all of you had to be transported to the hospital by ambulance.

Good thing you were “Fully Covered” by your insurance policy…Or were you?

That policy you bought, even though you were following the law, only carries a maximum of $10,000.00 in property damage liability coverage. Since that Lexus you hit was totaled, and only being two months old it’s worth about $40,000.00. Even if his insurance paid for it with his collision coverage, his insurance company has every intention of getting paid back. Your insurance company can contribute $10,000.00 because that’s what you bought to be “Fully Covered.” The rest may end up coming out of your bank account. And what about his injuries? The Ambulance ride is about $1,300.00, the emergency room bill with x-rays and CT scans is another $3,000.00-$5,000.00 and the time the Lexus driver lost from work and the follow-up treatment could pretty much exceed that $15,000.00 you have in per-person injury coverage.

And what about your car and your injuries? To your dismay, you find out the guy behind you is one of the 30% that does not have insurance. Since the policy you bought does not have collision coverage you will have to eat the tow bill, the storage fees at the tow yard and the rest of the payments you still owe on your car. If you were lucky enough to have Uninsured Motorist property damage coverage you will be able to recover a maximum of $3,500.00 which will probably go to the lien-holder. Your injuries are going to be the same story. If you did not decide to save money by refusing Uninsured Motorist coverage on your policy, your top coverage is $15,000.00. If you have health insurance your bills are covered except for your co-pays but your health insurance company will be looking for reimbursement because your injuries were caused by a third person. That doesn’t leave you much to recoup your own loss of earnings and future co-pays. Worse, now you may be behind on your bills because you can’t work. You could sue the guy behind you but if he doesn’t have anything, good luck getting paid and that doesn’t solve the immediate problem.

So, what is a person supposed to do? Changing your auto coverage after the accident won’t help because what you had at the time of the accident is what applies. If you have not been put in this situation yet (Just about everyone in this state is likely to be in an accident at some point) it is time to be pro-active and make sure you have the coverage you need. What do you have to protect? How much do you think you will need to keep someone you hit from suing you and what do you think you will need if you are laid up for a while because of someone else’s negligence? The difference between $15,000.00 and $100,000.00 in coverage is really small, sometimes as little as $10.00 per month. Is that worth some peace of mind? Think about it.

There is a whole lot about insurance that people don’t generally know. Way too much to go into here. It boggles my mind why brokers and insurance companies don’t explain all of this, leaving people to find out the hard way.

The bottom line? Make sure you and yours are protected. I am happy to answer any questions you have. Just ask.
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Life Is

Life is, just as consciousness is.

Sometimes this life is centered, flowing easily, without want or lack, will all needs and desires moving freely into my life.

Sometimes there are rocks that sit in the path of my fluidity, causing gentle ripples of change, but no really impeding my flow.

Sometimes these rocks become boulders, huddled closely but irregularly and my flow seems to crash upon them in a vein effort to move them out of my way. These efforts never end well for these rocks are immoveable. Still, in my stubbornness, I throw myself against them over and over again until I am splintered into tiny particles that scatter to the winds; never seeing that, if I were to just steer my rudder a little to the right or to the left my path would become easy, clear and welcoming.

Life, as consciousness, follows my lead. It becomes that which I direct it to be, and always as a result of my conscious and unconscious thought. Once I understand this I become a powerful play-write of the existence I imagine. The key is to remain aware and then to allow my life, my good, to be that which I have always intended: easy, flowing, full of joy and passion.

As stated by Ernest Holmes:disney splash 3 “…There is a Power flowing through me into everything I do and think, automatically making everything whole. There is a Transcendence coordinating, unifying, causing all the experience of my life to blend into Its unity, into Its oneness, and proclaiming the power of Its might. As a child accepts life without question and love without argument and action without anxiety, so do I spontaneously accept the operation of this Power as the Divine Governor of everything I do, the Divine Provider of all my needs, and the Divine Presence diffused through all my thinking.”

And so it is.

Your Life is Not some Quote from a Book

Every Guru has a description of life and how to make it better. That may all be well and good for their life, but it may not have any application in yours or mine. Yes, I know I am my father’s son and you may be your daughter’s mother, but what the heck is that supposed to do to help you move forward in life? Yes, life can be like a bowl of cherries and some things always come up smelling like roses, but again, how does that apply to you or me?

How many books are we supposed to read that tell us how the principals of life are to eat better, get more sleep, do what you love, be more outgoing, blah, blah, blah. Better yet, how many seminars are we supposed to attend where they tell us that this is the first day of the rest of our lives, or we get as much out of it as we put into it? But we go, hoping to find the secret that has been evading us, seemingly all our lives.

But you know what? Quotes are great openers. They can get us thinking, they can even get us motivated to do something. But what? If I want to figure out what would make me feel happy, fulfilled or successful, I don’t think some quote is going to get me there. Take this one that has been attributed to Albert Einstein as well as others: “Everyone is a genius. But if you judge a fish on its ability to climb a tree, it will live its whole life believing that it is stupid.” That’s a great saying; Humorous, thought provoking even reassuring that not everyone can climb a tree or perform tasks like others. But what does it say about me? I don’t want to climb trees for a living and I am not sure what I want to do at this point in my life. I don’t think a book that tells me how to eat right and get more energy is going to do it and I certainly don’t want to go to some seminar where all they do is tell everyone how wonderful they are for a price.

I don’t pretend to know your answer. I certainly don’t know what you are good at or what you would find yourself being passionate about. But I can offer some suggestions on figuring it out. Perhaps the best way to do this is to ask you to practice some techniques geared to helping you find your answer.

The first technique you may find difficult at first. You may think it weird or too “woo, woo”. But I can attest to its benefits as can millions of others who have tried it. Simply put, it’s a way of quieting the mind from all of the daily distractions that you may face that tend to keep you from focusing on what you really want out of life.

It’s called meditation.

No, I am not asking you to climb a mountain and sit on a cushion in some cave, although if that is your thing who am I to say otherwise? Simply put, I am asking you to trust that, if you follow the directions (which you can also find them in my book,” It’s All About Me”–I know, shameless plug), you may find yourself thinking more clearly about what direction you want to take in life. If not, hey at least you tried something different and gained some experience. I’m willing to bet through that you will find it hugely beneficial.

The location for this need not be anywhere special but it will need to be somewhere quiet and free from distraction. It can be in your bedroom or on your living room couch. It can be in your backyard or in a neighborhood park. Once you find your place, get into a comfortable, seated position and set a timer for 15 minutes. It may also be helpful to tape yourself (or someone else) reading the following to play back for future meditations until you have the directions down.

Sit up straight but relaxed and close your eyes. Take a long, deep breath through your nose and hold it for a second or two before letting it out. Feel the tension in your body leave as you exhale. Take another deep breath, hold it and let it out, again focusing on how easily the muscles of your body relax. Do this one more time and feel the difference in yourself compared to when you started.

Keeping your eyes closed, breathe normally and focus on the air as it enters and exits your body. Notice the rise and fall of your chest as the air moves in and out. If you find that you have random thoughts floating into your mind (disrupting your focused breathing) just acknowledge them and let them go while returning to the focus of the rise and fall of your chest. Stay focused on the rise and fall of your chest and allow your mind to empty of all else, thus keeping your mind open.

The Universe contains endless possibilities for your future. While you are the one behind the wheel, (thereby making it your responsibility to steer the direction of your life) the act of opening your mind to these endless possibilities will allow you to feel the direction of the wind (or river if you prefer to use a rudder for steering) and to ease into the flow of your good. The whole purpose is to allow you to experience the noiseless inspiration of possibility. It may take a little getting used to but once you have become comfortable meditating, you will find your stress level lessen, your creative juices flowing and life’s possibilities becoming more noticeable.

It is very easy to allow one’s self to become used to the noise and general busy-ness that is ever present in our lives. Between the television, the radio, the internet, traffic, crowds and so forth, we become conditioned to distraction. Meditation is one way of bringing yourself in line with who you really are without having to fight the uphill battle of everything that you find yourself allowing to get in the way.

Try it. I think you will like it. Then come back and we’ll talk about some other tools that will also help lead you to a better, happier, more fulfilling and successful life.

All good things to you!

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You Are the Light

Often, when I am at the mercy of distraction, I wonder:”What is this all for? What I am doing here? And there has got to be a better way!” I know that I am not the only one who ever feels that way.

And then I remember that there is always choice, no matter the situation. Choice to be stuck in the darkness of despair or to let go of “all of that” and to live in the presence of knowing.

Breathing is important at this particular moment and so I stop in the quietness of my mind, close my eyes and breathe deeply. Each inhale brings with it a new energy and each exhale brings a letting go of that doubt or lack or feeling of helplessness or stress. When my mind has quieted, I picture a light at the center of my being and allow it to grow. It is always a light of good and it always clears the darkness from my soul.

I invite you to join me in this place of knowing; that there is a light that shines brightly within each of us. It is a light of peace and compassion, of well being. It is a light of knowing, of gentle persuasion to follow its warmth to a place where all is well.

This light is God’s light, and it is my light, shining perfectly, beckoning all who wish to know him or herself to walk within its path.

There are many paths upon which this light shines. Each is as bright and perfect as any other, each seeking the mind and heart of any who wish to walk it.

These are God’s lights as they are ours and they call to us. They remind us of our unique and perfect place in the All that is.

We are unique, each of us; unique in our own experience of this light and this is how it should be. For none of us is like any other in God’s eyes or in our own. We bring so much, add so much; we experience and expand this light, this inner knowing in so many ways.

Rejoice in knowing that that which you bring and that which you are could not be more beautiful or more perfectly suited to this existence, just the way you are.

Let your light shine! Let it shine brightly and together we will bring ourselves and all that we are to a conscious vibration the likes of which have never been known!
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You are the light of existence! Go forth and shine!

The End and The Beginning

As 2015 nears its end, it makes room for the cycle to begin anew. It is a traditional time for contemplation, of remembrance, of taking stock of lessons learned and the promise of future. It is a time for family, for love and, yes, even tearful reunions with friends, loved ones and the memories of those who have gone on to better things. In celebration of this time, I thought it appropriate to share all of these things. Whether you have just started your journey, are in the middle or have seen it to fruition, there is a part of this to which you will connect. Enjoy.

They come out screaming
They eat and they Sleep
They wake us up
When we’re really beat.

They mess their diapers
They drool on our arms
They laugh and they giggle
They spell us with charms.

They smile and they snuggle
They coo like a dove
They give us a glimpse
Of God’s endless Love.

They’ve learned how to walk
They’re experts at crawling
They scream really loud
They’ve taken up drawing.

They run us all ragged
They fill us with pride
They teach us to laugh
When they sleep in mid-stride.

They bring us their prizes
They give us their love
They must have been sent
From Heaven above.

They cling to us tightly
They stare at the sight
They run to us crying
When school is their plight.

Then bravely they leave us
Head bowed to the floor
We turn and start crying
As we walk out the door.

The day goes so slowly
We worry and then
Here they come running
To our arms once again.

They wrote us a letter
They learned how today
They read it so proudly
We frame it that way.

Each day a new treasure
They bring us to share
So filled with excitement
No words can compare.

They grow and they learn
They come so alive
They bring home their friends
The mess, we survive.

They start playing sports
Or they dance or they cheer
They grow up so fast
Has it been five whole years?

Their lives are so active
It’s hard to keep straight
Hurry up, get your shoes on
Don’t want to be late.

But all through the crazy
The rush to the sun
Their core sense of family
Is never undone

Now sixth grade’s upon them
They act so mature
They grow up so quickly
But that you can’t cure.

They just become teens
Start “hanging around”
They’re no longer babies
Mom’s wearing a frown.

The homework they battle
It’s just not their way
The parents go crazy
The future looks gray.

But then something happens
Like a ray from the sun
It brings out the hope
That your battle is won.

Their path becomes clearer
As they find their own way
Back to their senses
What a glorious day!

You’re at the commencement
it all rushes in
Those memories of yesteryear
Did they not just begin?

They look now towards High School
And the panic sets in
It all seems so frightening
For you, not for them.

Now comes the awakening
The changes are fast
Its life that they lust for
And for girls, a hot bath.

They find life exciting
There’s so much to do
From studies to football
And a little dating too.

The year passes quickly
Just memories now
The child you once cradled
Towers over your brow.

That first year behind them
Their confidence grown
It’s onto the second
For adventures unknown.

This second year’s scary
They learn how to drive
Does the doctor give Valium
Will I survive?

Then comes Winter formal
That’s when you realize
The growth and the beauty
In front of your eyes.

So young and so lovely
With so much to learn
You wish the years slowly
More slowly would turn.

But time marches forward
Their lives move along
Now the job market teaches
Reality’s song.

By now they have tasted
Their best and their worst
They think they’ve decided
Their passion’s been heard.

You tell them slow down
Don’t make your mistake
You’ve been there and done that
Your heart starts to ache.

You see so much promise
You wish all the best
You hope that they hear you
The future’s their test.

The last year’s upon them
And ready they’ll be
To move onto college
To life’s liberty.

They breeze through their classes
They take S.A.T.’s
They send applications
They play wait and see.

Then prom night’s upon them
The year’s near at end
You know its not long now
Your worries descend.

The big day’s upon you
You rush to your seat
The Principal’s giving
The year’s final speech.

Your baby’s not ready
Your eyes fill with tears
The thought of them leaving
Is your life’s greatest fear.

And then you remember
How they’ve changed, how they’ve grown
You watch them so proudly
In their cap and their gown.

They go off to college
To follow their dreams
They way that you hoped for
When they were but gleams.

They write home for money
And this you pay too
To help them to realize
Their dreams to come true.

A lifetime of study
They cram in so few
There’s so much to learn now
There’s so much to do.

Then one day its over
A new life begins
They spread wings and fly away
Your face tears and grins.

Then just when they’ve dried up
These tears that you’ve thrown
You find that they’re bringing
Someone special to your home.

In shock you ask questions
You have to be sure
That true love has found them
Just that, nothing more.

You watch them together
You see their love grow
The look on their faces
Are ones that you know.

Their love appears boundless
Like yours at their age
You think back remembering
How love turned the page.

Two years they’re approaching
Best friends they’ve become
Two lives, although separate
Grow closer to one.

They talk of the future
Their hopes and desires
Their love for each other
That church with the spires.

You know that it’s coming
Its plain on his face
The question she’s hoped for
The silk and the lace.

Then one day it happens
He’s down on one knee
The world stops to listen
To love’s melody.

The moment she’s looked for
Her tears he can see
The world cheers with thunder
His wife she will be.

The plans are a whirlwind
Of bridesmaids and gowns
Best men and tuxedos
A band with good sound.

The preacher selected
Arrangements are done
The day is upon them
When two become one.

The families are seated
Now comes down the isle
Two ushers and bridesmaids
They turn and they smile.

The groom and his mother
Their turn now they take
She kisses him gently
On the side of his cheek.

He turns now to greet her
The music begins
So lovely, so beautiful
She shines from within.

The father walks proudly
Her hand on his arm
To her new life he takes her
Full of love, far from harm.

Their vows and their promises
Their love they have pledged
Two lives bound together
It is done. They are wed.

Now off to the party
To celebrate life
With dancing and singing
It’s such a delight.

Their lives came together
Through love they are sewn
A new life awaits them
A family, a home.

The night of the phone call
You’ve waited so long
Your spirit flies high
Your heart fills with song.

These children so happy
So young so in love
A new life has joined them
From heaven above.

Her baby she gives you
To love and to hold
So precious, so little
Like her mother, she’s told.

This new life just started
You pass now to own
To your child all your wisdom
To your child how they’ve grown.

Your life’s come full circle
Your memories repeat
You feel oh so jealous
And yet so complete.

You’ve seen so much beauty
That comes from above
How great is this gift
Of God’s greatest love.

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Is There an End? Asked and Answered

I began with a question: Is there an end to all of this?
The answer: yes, and no.

Each day ends with the setting of the sun but then begins a time for rest.
Each night ends with the rising of the sun. Each rising brings a new day, the start of a new and fresh beginning of the world.
Each rotation of day and night brings an end, but also starts a new march toward a season of change.
Each season begins and ends, bringing a new dawn of time in which to experience life.
Each breath ends with an exhale of nutrients to awaken the world around you.
Each sound ends only to allow another to begin.
Each blink of the eye captures the memory of what was seen, to be forever stored as a guide to that which comes next.
Look, see, hear, feel, taste that which surrounds you. Each aspect of this creation ends only that a new one may begin.

Each part of every ending becomes a part of every beginning, whether to provide nutrient or thought, idea or memory. Each end encompasses a beginning and each beginning and end. It is by Design.
Although the short answer to the question is yes, the deeper answer is left for you to ponder and understand that there truly is no end.

And then I asked: What about my own life? This is the response I received:

I am eternal. I have always been as I am now: an ever expanding Love. I created all that you see, hear, feel and know. As majestic as the heavens may be, as beautiful and wondrous as your surroundings may appear, they pale in comparison to that aspect of me which I hold in highest regard; that aspect of me which sees and experiences life, that thinks in ever expanding ways, that brings the uniqueness of its self into the fray of the All that is.

I am the All that is. I am the All that ever has been and the All that ever will be. And within me is you.

Just as with all that is in your experience, there is also with you: an eternal cycle of expandedness, bringing more than you remember home with you to the essence of my heart.

Ponder this and have faith. All is well now, in this moment, as it always has been and always will be.

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A Higher Power

As the Thanksgiving weekend comes to a close, I find myself reflecting on life, its origins, family and all of the things for which I am grateful. I know that there is more to this life than my senses allow me to experience. And so I sit in quiet contemplation and know that the words that come have a truth that is Universal. I will share them with you here.

There is a Power and Presence here. It has always been and will always be. It is a Presence that I share, for it is of that Spark from which I come. It is that Thought from which all things come. It is as much a part of me as I am of it: never separate, never apart, living as One Indistinguishable Creator of All that is.

I am one with the Creator, sharing, being fed and giving of my own individual experience; ever adding to and ever reaping from the benefits of this Greater Expansion of Life.

This Power and Presence is my experience: open, available, waiting for my conscious realization of my own true nature. And so, in the stillness of this now moment, I allow that realization of my Truth to overshadow that which has here-to-fore distracted me from it.

I am this Power and Presence. I see through It’s eyes and share It’s thoughts, bringing forth a new understanding. I allow my veil of distraction to fall away and release my word, my vision of my Greater self into that deliverer of my desires, complete, unobstructed and perfect. It is returned to me in Exquisite form, for the Law only mirrors what it receives.

I admit that, in my life, there are moments of completeness and then there are moments of seeming separation. The reality is that there can be no separation from God. I am a manifestation of God. I am of that Greater Inner Being.

Let me explain it this way:

My eyes are part of my physical body, not separate. They share the same microbes. The same red blood cells bring them oxygen and nutrients that they bring the rest of my body. It is a single unit, this body. Each part receiving from the whole and giving of its self for the benefit of the larger me.

It is the same in my relationship with the Greater Intelligence. My Consciousness or Soul is a single part of the Greater. Each physical expression, each “Person” or “Life” created is done so as part of this Larger Consciousness. Everything is part of this Larger Consciousness: Birds, trees, the sun and the Universe. Each is nourished by and gives of its self for the expanded expression of the All that is.

And the seeming separation? Perhaps it stems from the freedom to know or not to know our Truth. And that knowing depends on our awareness or allowance of that knowing into our conscious living. It has always been in our Unconscious living. The trick has been getting it into our daily awareness.

I am grateful for this knowing, for this opportunity to see. I know that my Truth is ever present, ever growing, and I accept it. And as I accept it, I affirm this Truth by acknowledging it to be so, and so it is.

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How to Attract What I Want

Attracting what you want in life can be as easy as 1, 2, 3…as long as you understand the Law of Attraction and you know what it is you want and don’t want.

Huh?

You know that person, the one who tells the same story all the time about all of the terrible relationships they have had, how they always seem to attract the wrong kind of person and, no matter how much they focus on how they don’t what that kind of person in their life, they just seem to attract them anyway? And when they talk about the rest of what is going on in their life, it seems their personal life just spills over into that part as well. Right?

Some of us allow ourselves to get sucked into the story. Some of us want nothing to do with that story and get out of Dodge! But when we are around and listening to them, have you noticed that some of their “bad vibe” seems to rub off on you?

Have you ever said to yourself after one of these sessions with “that person” (or maybe you are that person) that you just want it all to stop?

The Law of Attraction is very agreeable. If it were a person, I would say it is a very agreeable fellow, but it is not. It is a LAW of a very abundant Universe that is only geared to give you that upon which you place your focus. Good, bad or indifferent, what you focus your attention on is exactly what it sees, hears and attracts.

So, as you can probably see, mindset is a very important part of attracting what you want. And mindset is a product of belief and belief is a product of how you have perceived everything you have experienced in life. For example, what do you think a person believes about him/herself when they have been told “No” or “Your not good enough” or “You won’t succeed” more than they have been told the opposite? That’s right, they are more likely than not believe that they are not capable, not smart, will never amount to anything. That is their mindset. It becomes like a default setting when they try to do more. It even results in some negative self-talk about their chances of survival.

On the other hand, what do you think the the mindset is of the person who has been encouraged, told “yes they can if they try” and like things? Do you think their default setting is a little different when they approach something new?

There is a wonderfully descriptive and helpful book out there titled “Mindset” that I encourage you to read. It really goes into a great deal of depth on this subject. You can order it from Amazon or in any brick and mortar book store. I’ll have it available on my recommended reading tab as well.

So, now we know that one’s mindset is important. Why? because it affects how one approaches everything in life. And knowing that the Law of Attraction is a very agreeable fellow, we know that to which we give our focus is generally what will be attracted to us.

This is actually a good thing, this knowing our mindset (how we approach things). I say this because knowledge can create change. If we are aware of how we are thinking about things, we can simply change our thought patterns, which change the kind of focus we give which results in that very agreeable fellow’s attraction of like things. In other words, we (YOU) have the ability to determine what we attract in our lives. Once we (YOU) control that, life can become very good, indeed.

So here’s a secret: Recognize how you feel about things when you think about them. If what you are focusing on is not something that you like, turn your attention to what it would be like to have something that you do like. Why? Because focusing on how lousy it feels to have or do “X” is communicating to that very agreeable fellow something to which you are giving a great deal of attention. The result? If that is what you are focusing your attention on, it must be something that you want. Otherwise you would not be giving it so much attention. On the other hand, if you acknowledge that thought as not being very pleasant and then turn your attention to something that is very agreeable, guess what that very agreeable fellow perceives as you wanting to attract. That’s right, that which is on your mind, to what you are giving your attention.

Let’s end this with an experiment. Think of something that wold bring you a great deal of joy. See it in your mind’s eye. See yourself enjoying it. Then see how real you can make it in your imagination. Think about how it feels to have it. Think about all of the wonderful things about it that make it so attractive to you. Why you want it, what it feels like. do that for a minute and see how it effects our outlook and then watch to see if things that lead you to that which gives you joy show up in your life.
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When Passion Strikes

Some days are mundane. They involve the same old thing as every other day with the same people, the same activities, the same questions and answers, same, same, same. “Geeze,” we think to ourselves, “why can’t there be something new and exciting in life?” “I’m tired of doing the same old thing day in and day out! I need change!”

So, you spend your day thinking of all of the things in your life that don’t like. “I don’t like that anymore, its too hard or boring (or whatever).” Then you think of how things could be different, improved, better. You play the “what if” or “wouldn’t it be nice if” game and start getting all excited about how this new world of better and improved could really get exciting.

Here’s the crossroads. Now is generally when that Ego of yours starts talking about how the new would never make things better, that its too much change and change is scary and you are better off with the safely mundane.

What do you do? You have a choice, you know. (You always have a choice.) Do you dare to be different? Do you dare to allow yourself the chance at being more than you are? Or, do you fall back into living the same day over and over again, almost falling asleep because you could probably do it in your sleep anyway?

What does your intuition say? And how do you know if it is a good thing or a bad thing? What is the difference in feeling between that great new idea that hit you and the same old mundane? Great idea: excited, hopeful, giddy, can hardly keep still… Mundane: sleepy, bored, looking for more. Don’t know about you, but I would chose the great idea! Hey, if it doesn’t work the same old, boring and mundane will still be there.

I was recently invited to sing at my spiritual center. I had sung there many times before and started looking for music that was familiar. But I ran across this one piece that just spoke to me! Even though I really liked it, I found myself discussing with myself whether it would be appropriate, would I do a good job, whether it was something the congregation would be okay with. There were all sorts of reasons why I should not sing it, including that it was something I had not done before. It had a Soul!

What did I do? the same old mundane or something new and exciting? Well, I took the chance and it came our absolutely incredible (best one person had head in 5 years, he told me) So, I will share it with you here. I hope it will help get your engines revved up to take the chance the next time that great idea hits. Remember, you ALWAYS have a choice!

Here’s to passion and great ideas!

Gerry

Changing the Story of You

So far we have learned that there is a huge difference between living from the past and learning from the past. Living from it is what many do because, let’s face it, it is hard to get past that Ego or Doubting Thomas when we are looking for change. Do you recognize the sounds and feelings of fear when change approaches? The heart pounds, breath gets shorter, beads of sweat start forming on the brow, all with the sound of that little voice inside that warns against it: “You know what happened last time. You fell and people laughed. It was humiliating. You certainly don’t want to go through that again. Stay here. It may not be comfortable, but it is what you know.”

Remember our discussion of fear? Ego hates change and so it sends the past to haunt your thoughts. When we can realize that, the size of our “But” shrinks and we make room for change. We start avoiding the beast!

Change is change. It necessarily means your approach to things has to be different than it has in the past. A big part of this is changing your beast’s story. By that I mean developing a new story. That’s where the lists of what you like, what people like about you and what you are good at come in. Once you can realize all of the things that you can do besides the same old rut activities that have kept you where you are, you can start taking steps (large or small) towards something for which you have a passion.

Let’s start with my story of you. No, I don’t know you, I may never have met you or seen the past you have been living with. But I know you. You are smart and capable. You are unique with a perspective of things that no one else has! You see, hear, feel, taste and smell things in a way that no one else could possibly imagine. And talk about creative! You life has been a journey off looking for more: more answers to those questions that fill you, a greater awareness of who you are and what drives you. You have a voice that people wait to hear. You have an idea that will change the way things are done, and for the better. You bring much more to this world that you realize!

So, let’s get started with changing the story of you. The past is the past. Stop living from it. The future is yours for the making. The only limitation is what you place on it in the here and now. And the now is where you start for that is all there really is; the now.

Here’s to change and knowing our truth!

The Truth of Who You Are